What insurance coverage is included with the rental motorcycle?

Motorcycle insurance is an important part of any guided motorcycle tour where the motorcycle is provided by the organiser or a local partner. Riders should understand what is covered, what is excluded and what financial responsibility remains in case of damage.

For MotoGS WorldTours tours in the Balkans and Europe using our own fleet, the motorcycles are insured for road use under the relevant rental and tour conditions. This normally includes liability coverage and protection for damage to the rental motorcycle, subject to the applicable excess, exclusions and contractual rules.

For our European and Balkan fleet, the rider’s maximum excess is usually EUR 2,000. This amount is reserved as a security deposit and represents the rider’s financial responsibility for motorcycle damage, unless exclusions or serious contract violations apply.

Motorcycle insurance does not replace personal travel insurance, private accident insurance, international health insurance or rescue and evacuation support. Riders should review their own protection before the tour, especially for medical emergencies, trip cancellation, trip interruption, luggage and personal accident risk.

Related topics are explained under:

• motorcycle damage and excess
• HanseMerkur excess insurance
• Global Rescue travel protection