Excess in the event of damage to a rented motorcycle

It is always been an uncomfortable topic.

With a rental motorcycle, you are independent and flexible - until an accident or theft slows you down. With rental car insurance, you can reduce your personal contribution to EUR 0 in the event of a claim.

In the event of damage to a rental car or a rented motorcycle outside of Germany, HanseMerkur's rental car insurance covers the excess and tops up the sum insured.
You do not have to pay a excess for cars and motorcycles with rental car protection.
The rental car protection is liable, for example

• fire,
• explosion,
• theft,
• accident and
• animal damage

The HanseMerkur rental car protection is valid worldwide for a travel period of up to 93 days and must be taken out when booking the rental vehicle or at least one day before the start of the rental or pick up of the rental vehicle for the entire duration of the rental relationship.

Questions and answers:

When do I have to take out rental car insurance?
Up to 1 day before the start of the rental.
The rental car protection for cars and motorcycles must take place when the vehicle is booked or at least one day before the start of the rental (1st day of rental) and for the entire duration of the rental contract.

What types of vehicles are covered by rental car insurance?
Rented motor vehicles for private use.
With rental motorcycle insurance, you can insure trips with rented motorcycles, cars, mobile homes, or campers.
The insurance for motor vehicles can only be taken out for vehicles that are rented from an official and commercial vehicle rental company. It is therefore not suitable for securing test rides, for example.

Where does rental car insurance apply?
The excess insurance is valid worldwide except in Germany.

The exact service descriptions, contributions, and the online application can be found here.